Privacy Policy

Last Updated: December 02, 2025

1. Introduction

FinancialCosmos ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website financialcosmos.com.

2. Information We Collect

2.1 Information You Provide

We may collect information that you voluntarily provide to us, such as:

Email address (if you contact us)
Any other information you choose to provide

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device, including:

IP address
Browser type and version
Operating system
Referring URLs
Pages viewed and time spent on pages
Date and time of visits

3. How We Use Your Information

We use the information we collect for the following purposes:

To provide, operate, and maintain our website
To improve and personalize your experience
To analyze usage patterns and optimize our services
To communicate with you (if you contact us)
To comply with legal obligations

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie settings through your browser preferences.

5. Third-Party Services

5.1 Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense may use cookies and web beacons to collect information about your visits to this and other websites in order to provide relevant advertisements. You can opt out of personalized advertising by visiting Google Ads Settings.

5.2 Analytics

We may use third-party analytics services to analyze website traffic and usage patterns. These services may collect information about your use of our website.

6. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share information in the following circumstances:

With service providers who assist in operating our website
To comply with legal obligations or respond to lawful requests
To protect our rights, property, or safety, or that of others
In connection with a business transaction (e.g., merger, acquisition)

7. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access your personal information
The right to request correction of inaccurate data
The right to request deletion of your data
The right to object to or restrict processing
The right to opt out of marketing communications

9. Children's Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws than your jurisdiction.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us through our Contact page.

13. GDPR Compliance (For EU Users)

If you are located in the European Economic Area (EEA), you have specific rights under the General Data Protection Regulation (GDPR), including the right to access, correct, delete, or transfer your personal data. To exercise these rights, please contact us.

14. California Privacy Rights (CCPA)

California residents have specific privacy rights under the California Consumer Privacy Act (CCPA). For more information about your rights and how to exercise them, please contact us.

This privacy policy is effective as of December 02, 2025.