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Terms of Service

Last Updated: November 16, 2024

1. Acceptance of Terms

By accessing and using FinancialCosmos ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website.

2. Description of Service

FinancialCosmos is a financial news aggregation platform that curates and presents financial news articles from various publicly available sources. We provide links to original content published by third-party sources.

3. No Financial Advice

Important Disclaimer: The information provided on FinancialCosmos is for informational and educational purposes only. It is NOT intended to be, and should not be construed as:

• Investment advice
• Financial advice
• Trading advice
• Legal advice
• Tax advice
• Any other type of professional advice

You should consult with licensed professionals before making any investment or financial decisions. We do not recommend any specific investment, security, or strategy.

4. No Warranties

FinancialCosmos is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. We do not warrant that:

• The Website will be uninterrupted or error-free
• The information provided is accurate, complete, or current
• The Website will meet your specific requirements
• Any defects or errors will be corrected

5. Third-Party Content

The Website aggregates content from third-party sources. We do not:

• Create or own the original content (except where explicitly stated)
• Endorse the views expressed in third-party articles
• Guarantee the accuracy of third-party content
• Control or monitor third-party websites linked from our platform

All copyrights and intellectual property rights in the aggregated content belong to their respective owners.

6. User Conduct

You agree NOT to:

• Use the Website for any illegal purpose
• Attempt to gain unauthorized access to any part of the Website
• Interfere with or disrupt the Website or servers
• Use automated systems (bots, scrapers) without permission
• Reproduce, duplicate, or copy content without proper attribution
• Transmit viruses, malware, or harmful code

7. Intellectual Property

The design, layout, graphics, and original content of FinancialCosmos are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Aggregated news content remains the property of the original publishers and is subject to their respective copyrights and terms of use.

8. Links to Third-Party Websites

Our Website contains links to third-party websites. We are not responsible for:

• The content of linked websites
• The privacy practices of third parties
• Any damages resulting from your use of third-party websites

9. Advertising

The Website displays third-party advertisements through Google AdSense and potentially other advertising networks. We are not responsible for the content of these advertisements or the products/services advertised.

10. Limitation of Liability

To the fullest extent permitted by law, FinancialCosmos and its operators shall not be liable for any:

• Direct, indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, or data
• Business interruption
• Investment losses resulting from information on the Website

11. Indemnification

You agree to indemnify and hold harmless FinancialCosmos, its operators, and affiliates from any claims, losses, damages, liabilities, and expenses arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any third-party rights

12. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website after changes constitutes acceptance of the modified Terms.

13. Termination

We reserve the right to terminate or suspend your access to the Website at any time, without notice, for any reason, including violation of these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and FinancialCosmos regarding the use of the Website.

17. Contact Information

For questions about these Terms of Service, please visit our Contact page.

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.